More and more people prefer to choose text messenger communication instead of regular phone calls. It is really fast and convenient. All you need is your smartphone with a downloaded messenger application on it and access to the Internet. In addition, many instant messenger services offer their users a variety of functions. Some are good for fun, while others can be really useful. One of the most popular instant messengers in the world is WhatsApp.
WhatsApp is one of the largest messengers in the world in terms of users. It is owned by Meta, formerly known as Facebook. With WhatsApp, you can send text messages to other users. You can also send videos, pictures, links, and other content. WhatsApp has many of the most useful features. One of them is WhatsApp Pay.
What is WhatsApp Pay
WhatsApp Pay is a payment feature right in the chat room. It allows users to make transactions on their contact list through WhatsApp. It is a payment service based on the Unified Payments Interface (UPI) that the National Payments Corporation of India (NPCI) has developed.
Users can send money directly from chat by tapping on the share file icon and selecting ‘payment’. This feature is available in the context menu. The transaction history and account details are available to the user in this section. Due to the fact that the payment system works through UPI, the transfer of funds can be initiated without the need to provide bank account numbers and IFSC codes of the recipients.
Sometimes, like with any application, errors and bugs can occur in WhatsApp. One of such bugs is that you will not be able to make payments through WhatsApp Pay.
Why WhatsApp Pay is not showing up
There are over 400 million users in WhatsApp, but the payment function in the WhatsApp app will not be available to everyone. To begin with, you need to make sure this option is already available in your country. If it should be available to you but is not shown, you may need to activate it in your app.
How to get Payment option in WhatsApp
You need to update to the latest version of WhatsApp. You can do this on App Store or Play Store. The feature should be available on both iOS and Android devices. After updating the app you need to follow these simple steps :
- Launch the WhatsApp app on your Smartphone
- Click on the three-dotted options icon and tap ‘Payments‘
- Select ‘Add payment method‘
- Select your bank
- Click on ‘Verify via SMS‘ App to start the verification of the mobile number. You need to use the same phone number in WhatsApp that is linked to your bank account
- After the verification process you will be asked to select your bank account. Select it and press ‘Done‘
- You can now make payments using the Payments feature in your chat
If you can’t find it after the next update, you just have to wait until it appears in your account with future updates. One suggested way to make the feature appear on your account is to find someone who already has the feature enabled on their device and ask them to do a quick transfer to your account. If the app is updated to the latest version, you may be able to find the “Payments” option in the WhatsApp settings. It’s unclear, however, whether this will actually work for all users.
