Mint.com is a useful service for keeping track of your finances and hold all your information in one place. However, just like with other services, sometimes you might think you don’t need Mint anymore and want to stop using it.
When you stop using a resource that contains your personal information, it’s always a good idea to consider deleting your account. This is especially true for services with a financial focus that specializes in tracking your transactions and funds in general.
Despite the fact that such services often don’t let you question their ability to store your confidential information, leaving an extra account with your personal information on it’s always a risk.
How to delete Mint account if you have access to it
If you have direct access to your account, it’s fairly easy to delete your Mint account. The peculiarity of Mint is that this service offers quite a few features only on its website and not in the app, so to delete your account you’ll have to first log in through your browser.
In order to delete your account in Mint, you need:
- Start by logging into your browser and go to Mint.com.
- Authorize on the site.
- Once you’re logged in to Mint.com, you should see a “Settings” button at the top of the screen. Click it to start deleting your account.
- In the settings menu, go to “Login and Security”.
- From the available options in the section above, select “Delete Mint account”. If it’s not there, it’s probably because you’ve never linked financial institutions to this Mint account. In that case, you should see the same “Delete Mint account” button on the main home screen after logging in.
- Once you click the button, you’ll be asked to confirm your intention to delete the account. Click on the “Yes” button, and for final confirmation, enter your password and select “Done”.
The deletion process can take anywhere from four to six days. During this time, you’ll receive confirmation of the account deletion, as well as several other goodbye emails.
How to delete Mint account that belongs to a dead relative
Mint accounts contain sensitive information. For this reason, obtaining login information is by no means easy.
However, if a loved one, a spouse, for example, has died, you’ll probably want to delete the account with that person’s personal financial information.
There are several ways to close a Mint account for a deceased person. It’s best if a close family member or executor starts the process.
Here’s what these methods are:
- Although Mint accounts are usually in one person’s name, you and your spouse could use a joint account. If your spouse passes away, and you have access to your joint account information, you can use that data to delete it.
- If you don’t have direct access to the deceased person’s account, gather identifying documents, including a copy of the death certificate. Once you have collected the documents, use Live Chat to start a conversation through the Mint Help site. They may have to talk to you over the phone to give you complete information about what you need. Mint should be able to help you prove your relationship to your deceased loved one and arrange for the account to be closed.
- Confirm that you’re the authorized person to close the account by sending documentation.
Since you may be closing multiple accounts, you may want to enlist the help of a friend or family member. They’ll be helpful in the process of copying and sending these documents to the various companies that need them.
The deletion process, after they’ll accept your app, can take anywhere from four to six days.
